Budget Education That Actually Makes Sense
We're running cohorts in late 2025 because building smart money habits takes time. No quick fixes or miracle solutions—just practical frameworks that help you understand where your money goes and how to make better decisions about it.
Small Groups, Real Conversations
Most budget courses throw spreadsheets at you and call it education. We keep cohorts under 20 people so everyone gets actual attention. You'll work through your own financial situation—not some generic case study about people who don't exist.
Sessions run twice weekly for eight weeks. That's enough time to spot patterns in your spending without dragging things out unnecessarily. And since we're based in Seongnam, sessions start at times that work for people in this timezone.
Between sessions, you'll have access to a private discussion board where people share what's working (and what isn't). Some participants form study groups; others prefer working solo. Both approaches are fine.
Who'll Be Teaching You
Our instructors have backgrounds in financial planning and adult education. They've seen enough budget disasters to know what actually trips people up.
Petra Dalsgaard
Lead Instructor
Spent twelve years helping families untangle their finances. Direct, patient, and allergic to jargon.
Callum Fitzroy
Financial Systems
Built budget tracking tools for nonprofits. Knows how to make spreadsheets less painful.
Siobhan Rourke
Behavioral Finance
Researches why smart people make dumb money choices. Her insights stick with you.
Anwen Cavendish
Guest Specialist
Covers debt management strategies. Former credit counselor who's seen it all.
What We'll Cover
Eight modules that build on each other. Miss a session and you can catch up through recordings, but live participation helps more.
Tracking Without Losing Your Mind
Set up a system that takes under ten minutes daily. We'll test three different approaches so you find what fits your habits instead of fighting against them.
Where Your Money Actually Goes
Most people underestimate irregular expenses by 40%. We'll map yours out so you stop getting blindsided by car repairs and holiday spending.
Building Categories That Work
Generic budget categories fail because your life isn't generic. Create a structure that matches how you actually live and spend.
The Psychology of Overspending
Why you buy things you don't need, and what to do about it. Siobhan leads this one—prepare for some uncomfortable realizations.
Emergency Funds and Safety Nets
Calculate what you actually need (it varies more than you'd think). Then figure out how to build it without making yourself miserable.
Debt: Prioritizing What to Pay
Mathematical strategies versus psychological wins. Sometimes paying off the smallest debt first makes more sense than optimizing interest rates.
Adjusting When Life Changes
Job loss, health issues, family changes—your budget needs to flex without breaking. We'll run through scenarios so you're not starting from scratch during a crisis.
Long-Term Planning Basics
Once your immediate finances stabilize, where do you go next? Brief intro to saving strategies and when to talk to a financial advisor.
Next Cohort Opens September 2025
We're accepting applications through July. Classes run Tuesday and Thursday evenings, with some flexibility if you need to join remotely occasionally. Sessions happen live—recordings are backup, not the primary format.
Contact us if you want details about upcoming cohorts or have questions about whether this program fits your situation.